Understanding why profit and cash flow don’t match is essential for business owners. Learn how accounting methods, depreciation, and tax strategy create confusion — and how to plan with clarity.
How Banks Evaluate Your Business for a Loan (and How to Make Sure You’re Ready)
When a business owner goes to the bank for financing, it’s not just about having a good story or a long relationship with the institution. Banks follow specific frameworks when reviewing loan applications, and understanding those frameworks can make all the difference...
How to Choose the Right Banker To Help You Sell Your Business
Choosing the right banker or broker is one of the most important steps when selling your business. Here’s how to find an advisor who understands your goals, your industry, and your future and can help you get the best outcome.
Selling Real Estate? Here’s What You Need to Know About Taxes Before You Close
Selling real estate can trigger a variety of taxes, from capital gains to depreciation recapture. Learn how primary residence exclusions, long-term rates, and smart planning can help you reduce the tax hit before you close.
1031 Exchanges Explained: How to Defer Taxes on Real Estate Sales
A 1031 exchange is one of the most powerful tax strategies for real estate investors. By reinvesting profits from a property sale into another like-kind property, you can defer capital gains taxes, preserve more capital, and grow your portfolio faster.
The Fed Just Cut Rates: What It Means for Your Cash, Loans, and Portfolio Over the Next 6 to 12 Months
On September 17, 2025, the Federal Reserve cut its benchmark interest rate by 0.25% to a target range of 4.00%–4.25%. Framed as a “risk-management cut,” the move sparked debate among economists and investors about whether deeper cuts are coming. Here’s what the Fed’s decision could mean for your cash, loans, and portfolio over the next 6–12 months.
A Big Win for Business Owners: QBI Deduction Permanently Extended Under the One Big Beautiful Bill Act
The QBI deduction is now permanent under the One Big Beautiful Bill Act. Learn what’s changed, how to optimize your income, and why pass-through business owners should revisit their tax strategy for long-term savings.
CAAS for AI Startups: Specialized Accounting & Advisory for High-Growth Tech Companies
AI startups face unique financial challenges that require more than basic bookkeeping. At SouthcoastFP, our Client Accounting & Advisory Services (CAAS) are designed to help high-growth tech companies stay compliant, improve cash flow, and present investor-ready financials. From forecasting burn rate to building scalable systems, we support AI founders every step of the way.
Unlock Tax Savings: How the One Big Beautiful Bill Act Restores Full R&D Expensing and Refund Opportunities
Unlock full R&D expensing with the One Big Beautiful Bill Act. Learn how to amend past returns, boost cash flow, and maximize your tax savings now.
The Hidden Tax Gold Mine: Why Strategic Startups Are Choosing C-Corps Over LLCs
Learn why C-Corporation structure can save millions in taxes, attract investors, and fuel growth—key advantages most entrepreneurs overlook.
Bill Clement
Bill is a Managing Partner of the firm and began his career in public accounting providing audit, tax, consulting, and other key services to privately-held manufacturing, construction, technology, and industrial companies.